SBI has not offered any changes in interest rates on home loans for borrowers with a credit score less than 1 to 699. For them, the interest rate stays at 8.85 per cent, the report said. 02-02-2009 - PBBU/HL/AX/46 DT. 31.01.2009 SBI Happy Home Loan Offer SBI Happy Home Loan Offer 8% fixed for one year upto 30th April 2010 & extened upto 30th sep 2009 Fixed reset period 5 years 01-07-2009 - PBBU/HL/AX/04 DT. 23.06.2009 - Easy Home Loan SBI Easy Home Loan - Upto Rs.30 Lacs Int. Rate First year 8% p.a. & Fixed Int Rate for next The last date for concession on home loans is till December 31, 2023. SBI EBLR/RLLR SBI external benchmark lending rates (EBLR) remain unchanged at 9.15%+CRP+BSP and RLLR at 8.75%+CRP with effect from February 15, 2023. Base Rate SBI base rate is at 10.10% effective from June 15, 2023. SBI BPLR The lowest interest rate on home loans that SBI is now offering to borrowers is 7.55 per cent per annum. For this, a borrower will also require a CIBIL score of 800 or above. Those having a CIBIL score of 750-799 will be offered 7.65 per cent interest rate. For those with 700-749 score, it will be 7.75 per cent; for 650-699 score, it will be 7.85. SBI home loan interest rate Sep 2023. The bank will also offer the same rate of interest to borrowers with a credit score ranging between 151 to 200 or 700 to 749. The card rate for these categories is 9.45% and 9.35%, respectively. SBI will, however, offer its best rates to borrowers with a credit score of 750 and above. For CIBIL scores for 750-800 and above, the effective rate without concession is 9.15%, the effective rate during the offer period is 8.70%, a concession of 45 bps. For home loan borrowers with CIBIL score between 700 -749 will get a 55 bps concession and interest rate offered is 8.80% (EBR-0.20 %), as effective rate without concession is 9.35%. xZ9Z.

home loan rate of interest sbi